https://aprivaterevolution.com/2017/08/21/good-health-is-everything/2025-11-06T17:12:23+00:00monthlyhttps://aprivaterevolution.com/2016/01/20/bonds-be-an-instant-lender/2025-09-24T18:47:49+00:00monthlyhttps://aprivaterevolution.com/2016/01/13/stocks-be-an-instant-business-owner/https://aprivaterevolution.com/wp-content/uploads/2015/11/fundamental-return-table.jpgFundamental Return TableOver the long term, the expected return of stocks equals the dividend yield at the time of purchase plus the subsequent dividend growth. Changes in P/E are important over a period of a decade or so, but over the long term average out to near zero. Source: Standard & Poor’s Composite Price Index. https://aprivaterevolution.com/wp-content/uploads/2015/11/pe-graph.jpgPE GraphThe price/earnings (P/E) ratio over time. The P/E ratio represents how much investors are willing to pay for $1 of corporate earnings. Notice anything unusual about the late 1990s? Investors should have been leery of stocks at this time, but instead couldn’t buy them fast enough. Source: Standard & Poor’s.2025-09-24T18:27:29+00:00monthlyhttps://aprivaterevolution.com/2015/11/17/how-and-how-much-to-save-and-the-math-behind-fi/https://aprivaterevolution.com/wp-content/uploads/2015/11/savings-rate-v-fi-table.jpgSavings Rate v FI Table2025-09-24T15:33:36+00:00monthlyhttps://aprivaterevolution.com/2015/10/28/financial-independence-prefatory-matters/https://aprivaterevolution.com/wp-content/uploads/2015/10/compound-interest1.jpgCompound Interest2025-09-23T17:24:22+00:00monthlyhttps://aprivaterevolution.com/2015/10/12/first-things-first-build-your-engine/2025-09-23T01:14:33+00:00monthlyhttps://aprivaterevolution.com/2015/10/04/you-a-walking-dollar-sign/2025-09-22T23:36:10+00:00monthlyhttps://aprivaterevolution.com/2015/09/16/two-roads-diverge-an-alternate-path/2025-09-22T19:48:00+00:00monthlyhttps://aprivaterevolution.com/2015/09/05/start-a-private-revolution/https://aprivaterevolution.com/wp-content/uploads/2015/09/jones-photo_21.jpgJones Photo_22025-09-22T19:40:36+00:00monthlyhttps://aprivaterevolution.com/disclaimer/2025-09-22T19:10:03+00:00weekly0.6https://aprivaterevolution.com/2018/09/11/im-at-fi-now-what/2025-09-22T19:06:26+00:00monthlyhttps://aprivaterevolution.com/2018/02/11/want-to-be-happy-and-healthy-look-to-the-distant-past/2025-07-06T14:32:27+00:00monthlyhttps://aprivaterevolution.com/2016/02/13/asset-allocation-the-big-decision/2024-11-02T20:05:26+00:00monthlyhttps://aprivaterevolution.com/2016/04/16/either-write-a-check-or-carry-insurance/https://aprivaterevolution.com/wp-content/uploads/2016/01/aca-sliding-scale-for-out-of-pocket.jpgACA Sliding Scale for Out of Pockethttps://aprivaterevolution.com/wp-content/uploads/2016/01/aca-sliding-scale-for-premium1.jpgACA Sliding Scale for Premiumhttps://aprivaterevolution.com/wp-content/uploads/2016/01/aca-table1.jpgACA Table2024-08-27T14:14:29+00:00monthlyhttps://aprivaterevolution.com/2017/08/20/kill-work-stress-and-get-your-mojo-back-with-fi/2024-08-27T14:03:42+00:00monthlyhttps://aprivaterevolution.com/manifesto/2024-08-27T13:39:49+00:00weekly0.6https://aprivaterevolution.com/2016/04/17/home-ownership-meet-the-money-sink/2024-08-20T14:46:17+00:00monthlyhttps://aprivaterevolution.com/2015/12/31/how-to-invest-a-primer/https://aprivaterevolution.com/wp-content/uploads/2015/11/stocks-bonds-bills.jpgStocks Bonds BillsLong term growth of $100 from 1928 through 2014 for large cap stocks, bonds, bills, and inflation. This graph shows the long term advantage of investing in business, where goods and services are created and sold to generate and grow earnings. This graph can be misleading though, since most of us don’t have a 80+ year investing time horizon. Sources: Kenneth French; St. Louis Federal Reserve; inflationdata.com.https://aprivaterevolution.com/wp-content/uploads/2015/11/return-v-bear.jpgReturn v BearThe relationship of risk versus return. An all-stock portfolio returned an annualized 9.7% from 1928 through 2014, but suffered great temporary losses along the way, such as a -36.5% return during 2008. An all-T bill portfolio fared well during 2008, but with a corresponding low long term annualized return of about 3.5%. Want high returns over the long term? You must be able to weather frightening down markets along the way. Source: Standard & Poor’s; St. Louis Federal Reserve.2024-08-20T14:03:41+00:00monthlyhttps://aprivaterevolution.com/2016/03/28/measure-the-bucking-bronco-with-standard-deviation/https://aprivaterevolution.com/wp-content/uploads/2016/03/asset-class-v-worst-year2.jpgAsset Class v Worst Year20-Year Annualized Return Versus Worst Yearly Return for Different Asset Classes. Source: www.IFA.comhttps://aprivaterevolution.com/wp-content/uploads/2016/03/annualized-return-and-sd.jpgAnnualized Return and SDAnnualized return and standard deviation for different asset classes, 20-year period ending 12/31/15. Source: www.IFA.com2024-08-17T14:05:01+00:00monthlyhttps://aprivaterevolution.com/2016/03/15/and-now-for-the-hard-part-staying-the-course/https://aprivaterevolution.com/wp-content/uploads/2015/12/sp500-1997.jpgSP500 1997During the first 14 weeks of 1997, the market fluctuated up and down with a return of zero. The next 27 weeks was a sustained updraft with a 33% gain, then the next 11 weeks, nothing. Could the 33% gain be predicted? Nope. The only practical option is to stay in the market at all times and stay the course. Source: Standard & Poor's.https://aprivaterevolution.com/wp-content/uploads/2015/12/20-year-rolling.jpg20-Year Rollinghttps://aprivaterevolution.com/wp-content/uploads/2015/12/10-year-rolling.jpg10-Year Rollinghttps://aprivaterevolution.com/wp-content/uploads/2015/12/1-year.jpg1-Year2024-08-17T14:01:36+00:00monthlyhttps://aprivaterevolution.com/2016/03/02/why-make-it-hard-for-yourself-just-capture-market-returns-there-for-the-taking/2024-08-17T13:48:12+00:00monthlyhttps://aprivaterevolution.com/2015/11/09/the-delta-this-is-how-you-build-wealth/2024-08-16T15:20:51+00:00monthlyhttps://aprivaterevolution.com/2016/04/14/a-simple-plan/2023-10-14T21:50:10+00:00monthlyhttps://aprivaterevolution.com/2016/04/13/you-inc/2023-10-14T21:45:59+00:00monthlyhttps://aprivaterevolution.comdaily1.02025-11-06T17:12:23+00:00